This post is brought to you by Samsung.
A couple recently went viral after the girlfriend confronted her boyfriend for buying himself a new phone while only spending RM20 on her birthday gift.
His excuse? “I only spent RM20 on the phone!”
While most of us rolled our eyes… maybe he wasn’t lying after all.
Because with Samsung Rewards and Samsung Wallet, getting a brand-new Galaxy A56 5G for RM20 is possible when you do the Girl Math.
Girl Math 101: Using Points ≠ Spending Real Money
If you’ve been on TikTok or X lately, you’ve seen Girl Math in action:
- “If I use points, it’s not real money.”
- “If it’s under RM20, it’s basically free.”
- “If I redeem something I already had, I technically didn’t buy anything.”
And here’s the thing: with Samsung Rewards, that mindset actually makes sense.
Let’s break down how you need to pay RM20 to get a new Galaxy A56 5G.
Say you want the Samsung Galaxy A56 5G. The current promo price is RM1,999 (down from RM2,199). With Samsung Rewards, you can redeem up to 99% of that amount using points.
Here’s the math
- Redemption value: RM1,978.99
- Points required: 65,967 points
- Actual cash you pay: RM20.01
So, what left your bank account? Just RM20.01.
And the rest? Already earned, already yours. No guilt, no big splurge. Financial responsibility? Unlocked.
How Long to Earn That Many Points?
With Samsung Rewards:
- Every transaction earns up to 40 points (Gold Tier)
- That’s worth about RM1.20 per transaction
- You can earn up to 2,000 points/month
- 65,967 points = RM1,978.99, which you could build up in around 33 months
Samsung Rewards isn’t just for phones. You can redeem across tablets, accessories, and more. No crazy spending needed. Just consistent, smart usage of Samsung Wallet across everyday payments.
How to Redeem a Samsung Phone with Just RM20


Here’s how to make that viral moment your reality:
- STEP 1: Browse Samsung Malaysia and add your device to cart
- STEP 2: Proceed to checkout
- STEP 3: Sign in with your Samsung Account
- STEP 4: Enter your shipping details
- STEP 5: On the payment page, select Samsung rewards
- STEP 6: Choose how many points you want to redeem (up to 99%)
- STEP 7: Place your order
Girl Math: You didn’t spend. You redeemed.
So, Did He Really Only Pay RM20?
Yes. And no.
He paid with points, which Girl Math says doesn’t count as spending.
With Samsung Wallet and Samsung Rewards, your everyday transactions can snowball into almost-free upgrades.
So the next time someone says they “only paid RM20” for a phone, maybe believe them.